Business Insurance

Steps to starting a small business successfully

The 11 Steps to Start your Small Business!

A woman holding an open sign

Starting a small business can seem overwhelming at first, but if you are reading this article, chances are you are brave enough to consider it or already have. Since small business make up 99.7 percent of the U.S. economy, according to the U.S. Small Business Administration, it seems like you aren’t the first and won’t be the last. But, if you have that entrepreneurial hunger, what you probably want to be is the best.

Whether you want to start a business with five employees or 300, the fundamental and basic steps are …

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Paying For A Business Insurance Policy — How Much is Too Much?

As with most types of insurance, rates for a business insurance policy vary greatly depending on your business and coverage needs.

While you don’t want to cut yourself short, you also don’t need the highest priced policy to ensure coverage. The key is finding the right insurance that fits your budget while still protecting you.

Before you buy business insurance, consider what you need. If you’re buying far more coverage than necessary, you’re paying too much.

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Consider Your Coverage Needs 

Anytime you buy a business insurance policy for your Colorado based business, you have to consider what amount you’d need to …

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Why You Need Liability insurance For Your Business

Why You Need Liability Insurance For Your Business

itc-liability-insurance

One of the most important things you can buy for your business is liability insurance. Hopefully, it’s something you’ll never need to use, but you’ll be glad to have it if you need it.

No business is perfect and when something does go wrong, you want to know you have some form of protection on your side. This is why you need liability insurance for your business.

From property damage to bodily injury, anything could happen. No business, big or small, is immune from liability issues and it’s always best to be prepared.…

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SAVE MONEY

Keep Calm and Save Money — OLD

Keep Calm and Save Money

We’ve all heard the saying “A penny saved is a penny earned” — but sometimes it’s almost impossible to think about savings when most of your earnings are already accounted for. If bills, rent, student loan debt, credit cards, and the like are exhausting all of your current income, putting any amount into savings may be the last thing on your mind.

But, what happens when your car suddenly needs an emergency repair? Or your beloved pet gets sick and has to be rushed to the ER? Or what if your comfortable salary gets cut in half? …

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Business Protection with General Liability

Business Protection with General Liability

Owning a business is no small task. Seemingly ordinary day-to-day business operations can lead to a multitude of mishaps and accidents, which ultimately could result in a lawsuit. Protecting yourself and your business from these claims is the primary purpose of general liability insurance.  Having “GL” coverage will help protect your business from claims such as property damage or bodily/personal injury.

It is common to combine general liability insurance with property insurance. As a BOP, this policy has the potential to cover a wide variety of scenarios. GL insurance can be purchased as standalone coverage. …

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Commercial Insurance - Call Insurance Town & Country today and speak with one of our insurance professionals.

Take Care of Your Toys

Commercial Insurance For Your Big Toys

No longer are the days of tricycles and scooters. You are a grown-up. Your toys are much bigger now.

ATVs, snowmobiles, golf carts, personal water vessels. Whatever your extracurricularToys vehicle of choice is, it is important to make
sure you have the proper coverage for it. Unless you have a separate garage with lock and key for your big-kid toy, you run a higher risk of damage or even theft. Having commercial insurance will ensure that your weekends of boating or off-road won’t be ruined.

With specialized ‘toy’ commercial insurance, you and your motor vehicle of choice …

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auto insurance distraction

SMART AUTO INSURANCE SHOPPING

SMART AUTO INSURANCE SHOPPING

business insurance denverWe all know that buying a car is a big deal. The first step is generally surface level decisions — make, model, color. After that, it is important to think about what’s “under the hood” — price, gas mileage, features.

But don’t stop there.

It is also important to consider the cost of auto insurance into your total budget. Every driver needs it, and there are no short of options out there for buyers. Insurance Town and Country can help. Below are some topics to consider when you are doing your auto insurance homework.

Types of Auto…

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Plan for a Healthy 2016 with Great Health Insurance!

health insuranceThis year you’re going to do it!  You’ve made your resolutions and you’ve already hit the gym a couple of times, but you’re not in the greatest shape.  You’re in a vulnerable position where you could easily overwork yourself, strain a muscle, or hurt yourself on one of the machines you’re not quite sure how to use.  Not to mention that it’s super cold and icy, what if you slip and fall on the ice or get sick because your immune system is compromised?  How are you going to pay to visit the doctor?  Let us help.

Insurance Town & Country …

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