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self employment tax time

Tax Filing Checklist

News, Personal /

Tax season is around the corner! To save time and money, and alleviate stress caused by this time of year, refer to this checklist of five items to keep in mind while filing your taxes.

1) Confirm The Basics

Making mistakes on basic information while working on tax documents can happen to anyone. Be sure that everything, including your name and the names of your dependents, is spelled correctly. Also, check that all social security numbers are accurate.

2) Report Your Income Correctly

Take your time and make sure that all wages, dividends, bank interest, and other income you received are …

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Business Owner Credit

4 Step Credit Building Plan for Business Owners

Business Owners Policy, Insurance, Insurance Payment, News, Personal /

Almost every business owner (who is still in business) has experienced the opportunity to grow… alongside the need to borrow. This is the point our credit comes into play. Here are a few ideas for a business owner to build up their personal credit, in order to create then grow your business’ credit. 

Your Credit can communicate Your Worth in today’s business world

For any legal advice, please consult your attorney. For any tax advice, please consult your tax professional. This article is about your credit, and if you’re not already working to improve it, and own a business, you …

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Website ADA Compliance

Commercial Insurance, Insurance, Insurance Agent, News /
We recently learned insurance agents are receiving demand letters regarding their websites not being ADA compliant for the blind. The solution is often just a call to your website provider to add an accessibility menu to your landing page (see bottom left hand corner of the www.wiaagroup.org site for example).  If you have a website, please contact your website provider to verify that your website is in ADA compliance. If you are in the market for a new website, please consider our technology partner, ITC, for exclusive pricing for WIAA members (click here for flyer). 
 Please note carriers have either ended or are…

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New Post Published on Thankfulness. Stop for a second an remember what is worthy of gratitude. Thank you!

3 Everyday actions to grow thankfulness

Commercial Auto Insurance, News /
Gratitude is one of those parts of our world that is free to everyone, prized by those recognized to carry it, and yet exceptionally easy to skip over in the daily rush of life.

 

The data has come back pointing to gratitude as a key to reduce burnout, materialism, and increase general happiness.

We, as a culture, are good at critical analysis. This actually functions like a human’s superpower.  This type of critical analysis also prizes efficiency. That is where gratitude often gets squeezed out. There is not much in expressing gratitude that is efficient, but it is good. While …

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Stay away from self-imposed exile

Insurance, News, Personal /
Stay out of self-imposed exile (debt)

Whether we have a little money or a lot — it is the commodity of our time. One of the great trials of handling money is it that it is a science which can be learned, but it doesn’t come naturally to everyone. If you have had past (or present) troubles with saving money and handling debt, here is a quick and simple guide to get you started.

Money uses Math — the addition and subtraction kind of math.

help with debt-self imposed exileBe encouraged — you have the skills! There is nothing about budgeting that is too complex… it …

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uninsured under-insured driver

If you can see 5 cars — 1 of them probably doesn’t have insurance (statistically speaking)

Auto Insurance, Commercial Auto Insurance, Insurance, News /

Here’s the scenario; You were in a car accident, and it’s not your fault! (that felt more like a commercial?!?) — the other person wasn’t able to pay their bills the last couple months and doesn’t have any insurance. Often it’s not only the uninsured individual who can cause risk, but also the under-insured individual. If someone has the bare minimum insurance and your accident has more than the bare minimum of costs — this is not the situation any of us want.

Unless you live in Virginia, it’s illegal to drive a car without insurance. Every state has their …

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Fireworks Safety

News /
Fireworks and the Fourth: 9 Tips For Safe Celebrations

Windsor-Detroit International Freedom Festival Firework Show

I love a good professional fireworks show. I’ve watched the 4th of July Fireworks from the FDR highway in NYC. I’ve witnessed the pyrotechnics for what used to be the Windsor-Detroit International Freedom Festival from high up in a building on Woodward Ave.

But I’ll admit—I’m not a huge fan of consumer fireworks. It’s probably because my only experience with them resulted in me having to jump out of the way of a firework that fell right in my direction. That pretty much scared me from using anything more than sparklers.…

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Steps to starting a small business successfully

News /
The 11 Steps to Start your Small Business!

A woman holding an open sign

Starting a small business can seem overwhelming at first, but if you are reading this article, chances are you are brave enough to consider it or already have. Since small business make up 99.7 percent of the U.S. economy, according to the U.S. Small Business Administration, it seems like you aren’t the first and won’t be the last. But, if you have that entrepreneurial hunger, what you probably want to be is the best.

Whether you want to start a business with five employees or 300, the fundamental and basic steps are …

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