This year you’re going to do it! You’ve made your resolutions and you’ve already hit the gym a couple of times, but you’re not in the greatest shape. You’re in a vulnerable position where you could easily overwork yourself, strain a muscle, or hurt yourself on one of the machines you’re not quite sure how to use. Not to mention that it’s super cold and icy, what if you slip and fall on the ice or get sick because your immune system is compromised? How are you going to pay to visit the doctor? Let us help.
Insurance Town & Country offers several flexible health insurance policies that fall into various plan categories. Each type of category has its pros and cons, but we’re sure that there is one that meets your needs and fits in your budget. The coverage definitions are listed below, read over the short description of each and contact us at either of our locations listed below for a more in-depth assessment of your needs to find the plan that makes sense for you.
Copay - The copay is the amount of money the insured must pay out of pocket for a particular visit or service.
Coinsurance – Coinsurance means that the insured pays a certain percentage (usually 20% or 30%) of the total cost of medical care. A coinsurance plan may or may not be combined with a copay provision.
Deductible – The deductible is the amount that the insured must pay before the plant starts paying. These plans always cover preventative care services even before the deductible has been reached. A wide range of deductibles are available, depending on whether the coverage is for an individual or family.
Health Savings Account - Health Savings Accounts (HSA) must accompany a high-deductible plan. Participants qualify for a tax deduction on the money they deposit in the account. Preventive care is always included in these plans without having to reach the deductible first.
Denver Office Castle Rock Office
1735 E. 17th Ave. #3 513 Wilcox St. #200
Denver, CO 80218 Castle Rock, CO 80104
Phone: 303–388-7216 Phone: 303–688-1251
Email: firstname.lastname@example.org Email: email@example.com