Insurance

Anthem Cyber Attack Credit Protection

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Last week Anthem was the victim of a sophisticated cyber attack.  Since that time, they have been working with the FBI to help protect the identities of their members whose information may have been stolen.  Starting on February 13th, anyone whose information was included in the compromised database may visit AnthemFacts.com to learn how to enroll in two years of free credit monitoring and identity theft repair services.  To view the letter sent by Anthem, CLICK HERE.

The free identity protection services provided by Anthem include two years of:

Identity Repair Assistance:  Should a member experience fraud, an investigator will…

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Commercial Auto Insurance: The Admiral of Your Fleet

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Like how an Admiral is depended to protect his fleet, Commercial Auto Insurance protects your company’s fleet in the case of an accident.  By insuring your vehicles, products, and employees with Commercial Auto Insurance, you prevent losing your hard-earned revenue due to an auto accident that causes property or vehicle damage, bodily injury, legal costs, and more.  If you have a mobile business, consider taking additional precaution with a custom plan that includes:

Bodily Injury Liability Medical Payments Personal Injury Protection (PIP) Coverage Comprehensive Coverage Collision Coverage GAP Coverage Uninsured and Underinsured Motorist Coverage

Let Insurance Town and Country take the …

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Worker’s Compensation Insurance: Safeguarding Your Employees

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Human Resources are a company’s most important resource. That’s why worker’s compensation insurance is an important part of any business, especially those whose employees conduct physical labor as a part of their job. When choosing a worker’s compensation plan, there are several dimensions to consider.

∙ How many employees do you have?
∙ How much are they paid?
∙ What is the likelihood of an incident?
∙ Have you had prior incidents?
∙ And many more…

Let us at Insurance Town and Country do the hard work for you. We’ll analyze your business and provide you options that will suit your company’s size. …

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What is a BOP Insurance Policy?

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Business Owners Insurance or a Business Owners Policy (BOP) is a customized type of insurance policy that combines Property Insurance, Commercial General Liability Insurance, and Crime Insurance, as well as additional coverage types based on your needs, making it one of the most important decisions a business owner can make. As a small business ourselves, we at Insurance Town and Country understand how important and exciting owning your own business is to our clients, which is why we often recommend a BOP Policy to protect their business against:

Products and Completed Operations Premises Liability Premises Medical Fire Legal Liability Business Income…

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Commercial Property Insurance–Making the Smart Decision

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If you wouldn’t drive your car with the check engine light on, why would you operate a business without Commercial Property Insurance?   Like a car, business insurance policies need to be maintained. Don’t let an unexpected incident endanger the life of your business.

Commercial Property Insurance is protection for your business itself, including: buildings, offices, equipment, furnishings, signage and inventory.

Let Insurance Town and Country be the safety belt for your business.  Call us at today 303–388-7216 to schedule a policy review or request a free quote!…

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Save money on business insurance — A resolution worth keeping

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Did you already break your New Year’s resolutions?

Insurance Town and Country can help you keep that resolution about saving money in 2015. As an independent insurance agency, our business insurance rates are very competitive because we shop all of our carriers to verify you have a policy for your business at the right price.

Now is the time to take action and request a business insurance check-up. We will review your Commercial Property Insurance, General Liability, BOP, Commercial Umbrella Insurance, Workman’s Comp and Commercial Auto Insurance policies and assess whether or not your coverages are correct for the current state …

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We Are Thankful For The Trust Our Clients Put In Us!

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Christmas, Hanukkah and New Years – three great seasons to enjoy with friends and family. At Insurance Town and Country we are thankful for the trust our clients put in us every year to make sure their business and personal insurance policies are covering areas of risk and protecting what matters most.

If your holiday celebrations involve alcohol please do not take any chances and never drive while under the influence. We work hard to provide our customers with the best commercial auto insurance and personal auto insurance rates but DUIs can have a substantial negative impact on rates in …

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Start 2015 with an accurate and up to date policy!

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The end of the year is quickly approaching! While you are enjoying family and friends and the things that really matter in life, also take a few minutes to review your business insurance coverages.

checkboxBusiness Insurance and General Liability policies need to be updated and adjusted periodically. You could even save some money in 2015 with lower rates. Changes within your business regarding employees, service areas, buildings and commercial vehicles need to be reviewed and brought up to date so that your coverage matches your actual needs.

Start 2015 with an accurate and up to date policy that protects you from the many …

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Are You Properly Insured for Your Fall & Winter Activities?

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Fall is here and the Holiday season is upon us.

It’s a time for family, friends, food and fun, and one of the great things about living here in Colorado is the wide range of high quality outdoor activities that can be enjoyed with your family and friends during the fall and winter seasons. Whether you enjoy snowmobiling, skiing, 4 wheeling, taking your recreational vehicle on vacation, or simply driving up to the mountains to play in the snow with family and friends, it is a good time to check on your insurance coverage to make sure that you are properly …

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What is “Bailee Coverage”? Do I need it?

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Bailee Coverage is a type of insurance specifically meant to cover a business in case property left in their care is lost or damaged.

This type of insurance is crucial for a business such a dry cleaners or a jeweler. Bailee Coverage is part of a coverage known as Inland Marine Insurance. This type of insurance began originally as Marine Insurance, covering items being transported via ship.

Bailee Coverage is related to “Bailment” which is the term used to describe an object that has been passed from the owner – the “bailor” – to a business or individual “the bailee.” That …

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