Insurance

It is a state law — If you have employees, you must have Workers Compensation coverage.

No business owner wants to see an employee injured on the job. It can be nerve-wracking to consider the possibility. Unfortunately, failure to do so may result in an injured employee having to sue your business, or even you, to cover the damages that come from an on-the-job accident.

Workers Compensation coverage offers you and your employee a way to help cover wages lost, medical bills, disability settlement due to injury, and a death benefit. In 2012 alone nearly three million non-fatal injuries at …

As a business owner you hire only people you think you can trust.

Unfortunately, our first impression of a new employee may not always fit the reality of the situation. The best thing you can do to protect yourself and your business is to insure yourself against a possible tragedy such as crime. Many business owners think to insure about what can happen from without – fire, flooding – but fail to prepare from damage from within.

Crime Insurance is a type of insurance that can be tailored to your needs as a business, and is meant to help protect you …

As a new business owner, you’ve likely already heard that you need general liability insurance. What you may not know is what this type of insurance is, and how it helps to protect you. Why should you purchase general liability insurance for your business?

What is General Liability Insurance?

Commercial General Business Liability Insurance, or just “Liability Insurance” protects a company’s assets and pays for any obligations, including medical costs, if someone is injured on your property. It also covers any damage or injuries that you or your employees may cause. This insurance also helps cover the cost of any …