Insurance Denver

The Importance of Additional Commercial Liability

Insurance /

You may have Commercial General Liability Insurance, but is it the right insurance?
Is it enough?

Keeping your business protected is a constant battle in today’s vicious lawsuit happy culture.  Your current Commercial General Liability Insurance probably protects your business when incidents happen as a direct result of your regular operations.  However, there are many situations that may require additional commercial liability policies.  This article will cover three of the additional commercial liability policies most frequently needed by small businesses.

Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor.…

The Importance of Additional Commercial Liability Read More »

Personal Umbrella Liability Insurance: Keeping You Dry

Insurance /

In the case of a catastrophic financial event, Personal Umbrella Liability Insurance could be the best line of defense you’ll ever have.

Sometimes in life things just go wrong. Let’s say that you get into a terrible car accident, you’re hurt, the other person is hurt, and on top of that, they decide to sue you. Your basic insurance policy might not cover all of the damages, the medical expenses, and the legal costs. That’s where personal umbrella liability insurance becomes important.

A personal umbrella liability insurance is a customized additional policy that extends the protection of your basic insurance policies …

Personal Umbrella Liability Insurance: Keeping You Dry Read More »

Business Insurance: Spring is Here, So Claims are Near

Insurance /

For many businesses, Spring means the beginning of the season.  It doesn’t matter if you are a construction company, a wedding venue, or a traveling carnival, you need to be protected!  The agents at Insurance Town and Country know that to you, It’s more than a job—It’s your livelihood.  It’s also the livelihood of many of your employees and stakeholders.

We understand that different kinds of businesses need different kinds of business insurance, which is exactly why we offer several customizable policies to fit the specifics of your operation.  Below is a listing of our different kinds of business insurance …

Business Insurance: Spring is Here, So Claims are Near Read More »

Life Insurance: Do It Now, So They Don’t Have To Later

Insurance /

The death of a loved one is something that many families avoid talking about because it is scary, rude, or just something that you don’t think about. We’re telling you that now is the time to break the silence and start discussing your wishes and making plans in the case of your death. The days and weeks after a loved one’s passing should be a time of grieving, celebration of life, and healing. It shouldn’t be a time to stress over finances and funeral arrangements.

It is important to protect your loved ones from suffering a financial crisis, in addition …

Life Insurance: Do It Now, So They Don’t Have To Later Read More »

Pet Insurance: Man’s Best Friend’s Best Friend

Insurance /

When you get a pet, you invite him or her to become a part of your family.  You care for your pet and they love you in return.  However, life is unexpected and often unfair; pet insurance is meant to keep a pet owner from having to make the decision between paying the bills and saving their best friend.

Pet insurance covers accidents and injuries, but wellness care and continuing care options are available as well.  Insurance Town and Country offers ASPCA Pet Health Insurance to our customers.  This policy offers amazing coverage and benefits, such as:

Get reimbursed 80% of…

Pet Insurance: Man’s Best Friend’s Best Friend Read More »

Business Interruption Insurance: When Disaster Strikes

Insurance /

You have a great business. You are meeting your customer and clients’ needs and operations are running smoothly. Then disaster strikes. Lighting hits your building and destroys one of your machines or a snowstorm collapses your ceiling. What do you do now? Your Business Owners’ Policy may take care of the damage, but what about all of the income that you lose by not being able to produce?

The answer is Business Interruption Insurance or Business Income Insurance.
These policies protect you from losing the revenue that you would have received if your business had not been forced to stop due …

Business Interruption Insurance: When Disaster Strikes Read More »

Commercial Auto Insurance: The Admiral of Your Fleet

Insurance /

Like how an Admiral is depended to protect his fleet, Commercial Auto Insurance protects your company’s fleet in the case of an accident.  By insuring your vehicles, products, and employees with Commercial Auto Insurance, you prevent losing your hard-earned revenue due to an auto accident that causes property or vehicle damage, bodily injury, legal costs, and more.  If you have a mobile business, consider taking additional precaution with a custom plan that includes:

Bodily Injury Liability Medical Payments Personal Injury Protection (PIP) Coverage Comprehensive Coverage Collision Coverage GAP Coverage Uninsured and Underinsured Motorist Coverage

Let Insurance Town and Country take the …

Commercial Auto Insurance: The Admiral of Your Fleet Read More »

Scroll to Top