Should I Have Workers Compensation Coverage?

It is a state law — If you have employees, you must have Workers Compensation coverage.

No business owner wants to see an employee injured on the job. It can be nerve-wracking to consider the possibility. Unfortunately, failure to do so may result in an injured employee having to sue your business, or even you, to cover the damages that come from an on-the-job accident.

Workers Compensation coverage offers you and your employee a way to help cover wages lost, medical bills, disability settlement due to injury, and a death benefit. In 2012 alone nearly three million non-fatal injuries at the workplace were reported, according to BLS. Even if your business is not one of the most common culprits for injuries, such as construction, you still run the risk of an employee being hurt.

Call Insurance Town & Country today at 303–388-7216 and speak with one of our representatives to find out if Workers Compensation insurance will benefit your company and your employees!