Right Coverage for your Commercial Insurance As a business owner, it is important to ensure all aspects of your company are insured. Addressing these concerns and the need for insurance early on can potentially save you a few bucks and prevent additional worry. Determining the kinds of coverage you need is the first step. Professional … Continue reading The Basics of Commercial Insurance
Right Coverage for your Commercial Insurance
As a business owner, it is important to ensure all aspects of your company are insured.
Addressing these concerns and the need for insurance early on can potentially save you a few bucks and prevent additional worry.
Determining the kinds of coverage you need is the first step. Professional liability? Worker’s compensation? Commercial insurance? Chances are that if you own a business and have a vehicle that is used for work purposes, you or your company will need to carry commercial insurance. Since this type of insurance can be vital to your business, you will want to work with an independent agent who can help you determine the best protection for your company, taking into consideration both industry and size of the business.
Below are a few tips to help you find the agent that will help you find the right coverage:
- Unbiased is Best! An independent agent represent several difference insurance companies, allowing them to compare and contrast several different package options for your company’s needs. As opposed to a captive agent–who only represents one insurance company–an independent agent can be more flexible, finding the best fit for your business.
- Go World Wide — on the Web. Visiting the website of a larger insurance company can provide further insight to available coverage options. From there, look locally for an agent close to home.
- Ask Around. It’s quite probable that fellow business owners or professional acquaintances are using insurance agents for the same reason you need to use them. Ask for a referral and get a trusted suggestion.
Regardless of your choice of agent, keep in mind that your insurance needs are unique to your business. There is no “one size fits all” option. As your business grows and changes, your coverage needs will do the same. Be sure to follow up with your agent to ensure your protection is up to date.
Call Insurance Town & Country today and speak with one of our insurance professionals. We can help you determine the commercial auto insurance that best suits your company’s needs. We have offices in Denver (303–388-7216) and Castle Rock (303–688-1251). Call us today to schedule your consultation!