Insurance Liability Insurance Personal Travel Insurance


Coverages offered:

Accident and Illness Plan:

  • Illness
  • Tests and X‑rays
  • Hospital stays
  • Ear and eye problems
  • Prescribed drugs
  • Prescription pet food
  • Hereditary conditions (inherited from your parents)
  • Ligament and hip dysplasia (12 month waiting period)
  • Death benefits
  • And more…

Wellness Plan:

  • Vet exam fees
  • Dental cleaning
  • Tick and flea prevention
  • Heartworm testing
  • Annual wellness exams
  • Vitamins and other supplements
  • Prescribed therapy and behavioral training
  • Vaccinations
  • Spaying/neutering

Coverage Limits:

  • Up to 100% coverage of vet bills


  • Admitted

Additional Program Highlights:

  • No breeds are excluded
  • Flexible premium options to fit your budget, including 0% co-pay option
  • Pick your own licensed vet
  • Fast and Easy claims resolution


All breeds of dogs and cats.

Types of risks:

  • Accident and Illness
  • Wellness

Ineligible risks:

  • Other pets
  • Puppies and Kittens less than 8 weeks old
  • Pets owned for commercial reasons (ex: racing, breeding, law enforcement, dog fighting)
  • Pre-existing conditions, but no one covers them


  • Nationwide

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    Pet Insurance: Man’s Best Friend’s Best Friend

    When you get a pet, you invite him or her to become a part of your family.  You care for your pet and they love you in return.  However, life is unexpected and often unfair; pet insurance is meant to keep a pet owner from having to make the decision between paying the bills and saving their best friend.

    Pet insurance covers accidents and injuries, but wellness care and continuing care options are available as well.  Insurance Town and Country offers ASPCA Pet Health Insurance to our customers.  This policy offers amazing coverage and benefits, such as:

    • Get reimbursed 80% of usual and customary covered charges
    • Only meet a low $100 annual deductible per pet
    • Use any licensed veterinarian in the US or Canada
    • Track claims and update information easily online
    • Multiple pet discount

    Pet Insurance can be surprisingly affordable and is a policy addition of which many pet owners take advantage.  Premiums vary by the breed and age of your pet or pets, as well as the level of coverage that you choose.  To learn more, call us at 303–388-7216 or request a Free Quote Online.