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Insurance

Pet Insurance: Man’s Best Friend’s Best Friend

When you get a pet, you invite him or her to become a part of your family.  You care for your pet and they love you in return.  However, life is unexpected and often unfair; pet insurance is meant to keep a pet owner from having to make the decision between paying the bills and saving their best friend.

Pet insurance covers accidents and injuries, but wellness care and continuing care options are available as well.  Insurance Town and Country offers ASPCA Pet Health Insurance to our customers.  This policy offers amazing coverage and benefits, such as:

  • Get reimbursed 80% of usual and customary covered charges
  • Only meet a low $100 annual deductible per pet
  • Use any licensed veterinarian in the US or Canada
  • Track claims and update information easily online
  • Multiple pet discount

Pet Insurance can be surprisingly affordable and is a policy addition of which many pet owners take advantage.  Premiums vary by the breed and age of your pet or pets, as well as the level of coverage that you choose.  To learn more, call us at 303–388-7216 or request a Free Quote Online.

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Insurance

Business Interruption Insurance: When Disaster Strikes

You have a great business. You are meeting your customer and clients’ needs and operations are running smoothly. Then disaster strikes. Lighting hits your building and destroys one of your machines or a snowstorm collapses your ceiling. What do you do now? Your Business Owners’ Policy may take care of the damage, but what about all of the income that you lose by not being able to produce?

The answer is Business Interruption Insurance or Business Income Insurance.
These policies protect you from losing the revenue that you would have received if your business had not been forced to stop due to the disastrous event. It also covers Fixed Costs still incurred by the business, the expense of moving to a temporary location, reimbursement of reasonable expenses that allow your business to continue operating while repairs are being made (in addition to fixed costs), and Civil Authority Ingress/Egress (this includes government-mandated business closures that result in a direct loss of revenue, such as a curfew).

A Business Interruption Insurance plan is not a stand-alone plan, it is added to a larger Business Owners’ Policy (BOP) to provide additional coverage. When you are speaking with an insurance agent about the necessary coverages for your exact business, Business Interruption Insurance is something that you should consider, especially if your business is in the manufacturing, construction, or sales industries.

Don’t wait for a disaster to bring your business to a halt!  Contact us for a free quote or call us at 303–388-7216 and we will review what kind of coverage is necessary for your business.

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Insurance

Commercial Auto Insurance: The Admiral of Your Fleet

Like how an Admiral is depended to protect his fleet, Commercial Auto Insurance protects your company’s fleet in the case of an accident.  By insuring your vehicles, products, and employees with Commercial Auto Insurance, you prevent losing your hard-earned revenue due to an auto accident that causes property or vehicle damage, bodily injury, legal costs, and more.  If you have a mobile business, consider taking additional precaution with a custom plan that includes:

  • Bodily Injury Liability
  • Medical Payments
  • Personal Injury Protection (PIP) Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • GAP Coverage
  • Uninsured and Underinsured Motorist Coverage

Let Insurance Town and Country take the wheel and guide your company through the storm.  Give us a call at 303–388-7216 or request a free quote online, today!

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Insurance

Worker’s Compensation Insurance: Safeguarding Your Employees

Human Resources are a company’s most important resource. That’s why worker’s compensation insurance is an important part of any business, especially those whose employees conduct physical labor as a part of their job. When choosing a worker’s compensation plan, there are several dimensions to consider.

How many employees do you have?
How much are they paid?
What is the likelihood of an incident?
Have you had prior incidents?
And many more…

Let us at Insurance Town and Country do the hard work for you. We’ll analyze your business and provide you options that will suit your company’s size. Give us a call at 303–388-7216 or request a free quote online and breathe easier knowing that your company, employees, and their families are protected from unforeseeable incidents.

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Insurance

What is a BOP Insurance Policy?


Business Owners Insurance
or a Business Owners Policy (BOP) is a customized type of insurance policy that combines Property Insurance, Commercial General Liability Insurance, and Crime Insurance, as well as additional coverage types based on your needs, making it one of the most important decisions a business owner can make. As a small business ourselves, we at Insurance Town and Country understand how important and exciting owning your own business is to our clients, which is why we often recommend a BOP Policy to protect their business against:

  • Products and Completed Operations
  • Premises Liability
  • Premises Medical
  • Fire Legal Liability
  • Business Income Insurance
  • Building and Personal Property Protection
  • On-Site Equipment Insurance
  • Coverage for Inventory Loss
  • Crime Insurance

Call us today at 303–388-7216 to learn more about BOP Policies and have one of our Professional Insurance Specialists customize a policy for your business or request a free quote online!

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Insurance

Commercial Property Insurance–Making the Smart Decision

If you wouldn’t drive your car with the check engine light on, why would you operate a business without Commercial Property Insurance?   Like a car, business insurance policies need to be maintained. Don’t let an unexpected incident endanger the life of your business.

Commercial Property Insurance is protection for your business itself, including: buildings, offices, equipment, furnishings, signage and inventory.

Let Insurance Town and Country be the safety belt for your business.  Call us at today 303–388-7216 to schedule a policy review or request a free quote!