Identity Theft & Fraud are Lurking Behind Every Corner

As we mentioned in a blog post earlier this year, which you can read here, Colorado is ranked among the highest states for identity theft and fraud.  We also showed that anyone can be a victim of identity theft, even children, sometimes especially children; this is due to the fact that a child has a clean history, a thief can start to build credit and in a few years that social security number is ripe and ready to use to apply for some big loans.

The fact that over the past 14 years, the likelihood of becoming a victim of these kinds of crimes has increased over 800% is terrifying enough.  However, 2015 has become a year of massive online hacking events that have endangered the financial welfare of millions of people worldwide; The New York Times has reported that recently the IRS has admitted that over 300,000 U.S. Residents had their tax return information divulged to hackers (See Here), Blue Cross Blue Shield is reported to have had the information of more than 80 million current and former members stolen (Story Here), and the current news story about the infamous Ashley Madison dating service website had more than 37 million users personal information and credit card numbers stolen and much of this stolen information is being dumped onto the internet for anybody with a smartphone in Starbucks to see (Read More Here).

It is easy to joke about the last example by saying that it is “cheaters getting what they deserve,” however, what if it had happened to a different group of online consumers? What if instead of Ashley Madison, the hacker group had targeted, Amazon, or PayPal?  Do you have any personal information invested into these or any other websites?  Identity Theft and Fraud are very serious issues and the fastest growing white collar crime in America.  Identity Theft and Fraud protection are no longer a luxury, they are a necessity.  Without insurance, you may be on the hook for thousands of dollars in fraudulent charges on your credit card, loans taken out in your name, and the court costs that come with fighting these kinds of accusations.

We encourage everyone to do the research and give us a call to learn more about what options are available to you to get protection BEFORE your identity, your life, is stolen from you.  Make the time ASAP and contact us at either of our locations:

Denver Office                                                             Castle Rock Office
1735 E. 17th Ave. #3                                                    513 Wilcox St. #200
Denver, CO 80218                                                      Castle Rock, CO 80104
303–388-7216                                                 Phone: 303–688-1251
Email:                        Email:


Colorado Among Highest States for Identity Theft

According to the Federal Trade Commission’s 2014 Consumer Sentinel Data Book, Colorado ranks in the top 10 states for per-capita fraud complaints and #13 for per-capita Identity Theft complaints.

To read the full report, click here.

Fraud and Identity Theft are serious problems that are affecting millions of Americans every year, and the situation is only getting worse. As hackers become more and more skilled and technology continues to advance, you are put at a higher risk of being defrauded or having your identity stolen with complaints having increased almost 8‑fold over the past 14 years. If you haven’t invested in Identity Theft Protection, yet, it’s time to give us a call.

Imagine all of your assets; your money, your credit score, and your ability to receive a loan, as your car or house. Knowing that Colorado is near the top of the list for fraud and identity theft complaints, but not protecting yourself against these kinds of crimes is like knowing that robbers have been targeting your neighborhood, but you decide not to lock your doors when you leave the house.

Fraud and Identity Theft protection is an affordable addition to your Homeowner’s, Condo, or Renter’s Insurance policy that can save you thousands of dollars, years of credit rebuilding, and an immeasurable amount of stress and inconvenience. ID Theft Protection can be added to your homeowners insurance policy and can be used to cover:

  • Attorney Fees
  • Costs of Certified Mail
  • Loan Re-Application Fees
  • Costs of Long Distance Phone Calls
  • Reimbursement for Lost Income
  • Costs of Executing Affidavits

There is no age group that is safe from Fraud and Identity Theft, so it’s important to speak directly with an Insurance Town and Country Insurance Specialist about how you can protect yourself and your family. Give us a call at 303–388-7216, shoot us an email at, or request a quote online and let’s put your mind at ease.