Tag Archives: driving while distracted

avoid-the-teen-driving, teen driving
avoid-the-teen-driving, teen driving

Avoid the Teen Driving Drama

Avoid the Teen Driving Drama

For the parents of teenage children, the joy of September’s “Back to School” can also bring with it the fears of having your teen hit the highway. It’s a milestone that both parent and child look forward to: the day when your child is old enough to drive. No more carpooling for Mom. No more chauffeur duties for Dad and the seemingly unrestricted freedom for child.

However, that freedom definitely comes with responsibility, and as a parent it is important to discuss such responsibility with your child. Even with the best insurance policy, coverage can …

Avoid the Teen Driving Drama

For the parents of teenage children, the joy of September’s “Back to School” can also bring with it the fears of having your teen hit the highway. It’s a milestone that both parent and child look forward to: the day when your child is old enough to drive. No more carpooling for Mom. No more chauffeur duties for Dad and the seemingly unrestricted freedom for child.

However, that freedom definitely comes with responsibility, and as a parent it is important to discuss such responsibility with your child. Even with the best insurance policy, coverage can only go so far. Having an open, honest, and informed conversation is the best way to get your teen driver to maturely embrace their new driving independence.

Privilege vs. Right. While it’s a normal “rite” of passage for many sixteen year old to get their driver’s license, it is definitely not a guaranteed “right.” To obtain your license, let alone have a car to drive, is indeed a big privilege that not all young adults are privy too. It is important that your child does not take this for granted.

Real Talk. While people love to refer to their automobiles as “toys” – they are anything but. The cause of over 30,000 deaths per year, a car can be a dangerous luxury and should be treated with the utmost respect and responsibility. It’s important to remember that car insurance can only go so far to protect you in the chance of an accident.

Mutual Understandings. The “Rules of the Road” are meant to be followed. Period. Whether it’s speeding, texting while driving, drunk driving, or even “distracted” driving – discussing with your teen the expectations and, perhaps most importantly, the consequences of these rules is necessary for both preparing and protecting your child.

Have a Little Faith. You’ve prepped, warned, and maybe even (slightly) shocked your child about what it means to obtain their driver’s license. Now it’s time for you to trust your child. Trust that you’ve taught them well. Trust that they’ve listened. And trust that will develop into both mature drivers and mature people.

avoid the teen driving drama

Call Insurance Town & Country today and speak with one of our insurance professionals. We can discuss the needs of your teenage drivers and which insurance policies are best for them. We have offices in Denver (303-388-7216) and Castle Rock (303-688-1251). Call us today to schedule your consultation!

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Distracted Driving
Distracted Driving

How to Avoid Distracted Driving

Making the most of our drive time, killing two birds with one stone, being efficient. However, you want to label it, most of us want to think we excel in the area of multi-tasking while driving. We may answer a quick text, have a sandwich to-go, or allow our favorite furry pet to “safely” sit on our laps. Despite the confidence in our driving skills, it’s these types of distracted driving tactics that lead to about half a million driving accidents per year – and ultimately higher auto insurance rates.

Driving While Distracted, or “DWD,” is anything …

Making the most of our drive time, killing two birds with one stone, being efficient. However, you want to label it, most of us want to think we excel in the area of multi-tasking while driving. We may answer a quick text, have a sandwich to-go, or allow our favorite furry pet to “safely” sit on our laps. Despite the confidence in our driving skills, it’s these types of distracted driving tactics that lead to about half a million driving accidents per year – and ultimately higher auto insurance rates.

Driving While Distracted, or “DWD,” is anything that keeps you from having both hands on the wheel, obstructs your eyesight, or diverts your attention from the task at hand – driving. As our lives get busier and technology gets more complicated, it is easy to fall into the trap of practicing bad DWD habits. However, there are some simple ways to help you avoid these habits and keep your driving clear of distractions:

Distracted DrivingTURN OFF THE PHONE. (To avoid distracted driving)

Don’t just silence it. Don’t just set it on the passenger’s seat. Regardless if you are holding a phone or using a hands-free model, the simple act of talking on the phone can delay your reaction time. In addition, most of us are guilty of texting and driving, which according to the Federal Motor Carrier Safety Administration, is even more dangerous. In the 4.6 seconds it takes us to send that text message, our vehicle has traveled the length of a football field. That’s a lot of players, coaches, cheerleaders, and fans that could potentially get in the way. Your incoming messages can wait. Like John Travolta says in “Be Cool”… when you’re important – people will wait. Your life is important!

PUT DOWN THE BIG MAC.

At one point in our driving tenure, most of us have used our steering wheels and laps as tray tables, while simultaneously trying to balance our Super Sized beverage cups in the center consoles. Add to that the art of eating a burrito while not staining your dress pants, and you have a disturbingly vivid example of Driving While Distracted. Save the fast food for your dining room table, and save us all from a mistake behind the wheel.

PUT THE CAR IN PARK.

With in-vehicle GPS systems and the iPhone map features, there rarely comes a time anymore when we need to pull out an old school paper map roadmap. However, if the destination has changed or you took a wrong turn, there might be the need to recalculate. If this happens to you, find the nearest exit, pull into a parking lot, and readjust your GPS as needed. Staring at the screen while driving will do no good if you never make it your destination.

KEEP FIDO IN HIS CAGE.

You wouldn’t keep your baby on your lap while driving, so why would you allow your furry friend to do so? Aside from the obvious potential danger that you are putting your pet in, the movement of your four-legged passenger (even in the backseat) is highly likely to be a distraction. Secure your pet and you will secure your driving.

Insurance Town & Country is here to help. Talk with one of our insurance professionals and learn how a clean driving record could help lower your auto insurance rates. We have offices in Denver (303-388-7216) and Castle Rock (303-688-1251). Call us today to schedule your consultation, and… you to stay safe on the road!

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