Business Auto Commercial Auto Insurance

Business Auto — Does Your Current Insurance Cover Your Hobby-Now-Turned-Business?

Commercial Auto Insurance

Once you find the perfect combination of doing what you love and making money, what else could you worry about? You have turned your hobby into a money-making business, and now life is good. What could go wrong?

It is important to remember that starting a new business is a whole new venture when it comes to the rules of insurance. If you have not had previous experience with running a business, it may come as a surprise that if you are using a vehicle for business, you may be required to hold a separate auto insurance policy.

The insurance professionals at Insurance Town and Country can help you navigate your way through these different policies as you begin to understand the unique needs of your business.

Generally speaking, commercial auto policies should be considered when a vehicle is the following:

• Belongs to a corporation/partnership and used for business purposes
• Driven by employees
• Used to haul heavy duty equipment
• Use for pizza delivery and paper routes
• Heavy enough to require state or federal filings

As a general rule of thumb, vehicles that are larger have the potential to cause more damage. It is important to remember this when you are using your vehicles to clear snow or deliver baked goods.

Better understanding your business’ needs will allow the folks at Insurance Town and Country to answer your questions as you chose a package that is best for you. Having the right commercial auto insurance policy will keep your services running as they should and provide some peace of mind.

Call Insurance Town & Country today and speak with one of our insurance professionals. We have offices in Denver (303–388-7216) and Castle Rock (303–688-1251). Call us today to schedule your consultation, and let us help you better understand your business!

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    Small Business Bond Solutions

    The agents at Insurance Town and Country are more than just insurance policy experts.  We offer a range of products and services to small businesses, including bonds.  Our clients have a multitude of small business bond choices to fit their needs and goals.  We also understand that choosing a bond that makes sense for your unique circumstance may be challenging.  Our Bond Specialists are trained to help walk business owners through their options and choose a bond that makes sense for their business.  If you are in need of any of the following bond solution services, contact us today at 303–388-7216 or Request a Free Quote Online.

    • Performance Bonds
    • Contractor’s Bonds
    • ERISA Bonds
    • Fiduciary Bonds
    • Sub-Division Bonds
    • Court Bonds
    • Conservator Bonds
    • Surety Bonds
    • Fidelity Bonds
    • Public Officials Bonds
    • Liquor Licenses

    Commercial Auto Insurance: The Admiral of Your Fleet

    Like how an Admiral is depended to protect his fleet, Commercial Auto Insurance protects your company’s fleet in the case of an accident.  By insuring your vehicles, products, and employees with Commercial Auto Insurance, you prevent losing your hard-earned revenue due to an auto accident that causes property or vehicle damage, bodily injury, legal costs, and more.  If you have a mobile business, consider taking additional precaution with a custom plan that includes:

    • Bodily Injury Liability
    • Medical Payments
    • Personal Injury Protection (PIP) Coverage
    • Comprehensive Coverage
    • Collision Coverage
    • GAP Coverage
    • Uninsured and Underinsured Motorist Coverage

    Let Insurance Town and Country take the wheel and guide your company through the storm.  Give us a call at 303–388-7216 or request a free quote online, today!


    Worker’s Compensation Insurance: Safeguarding Your Employees

    Human Resources are a company’s most important resource. That’s why worker’s compensation insurance is an important part of any business, especially those whose employees conduct physical labor as a part of their job. When choosing a worker’s compensation plan, there are several dimensions to consider.

    How many employees do you have?
    How much are they paid?
    What is the likelihood of an incident?
    Have you had prior incidents?
    And many more…

    Let us at Insurance Town and Country do the hard work for you. We’ll analyze your business and provide you options that will suit your company’s size. Give us a call at 303–388-7216 or request a free quote online and breathe easier knowing that your company, employees, and their families are protected from unforeseeable incidents.


    Commercial Property Insurance–Making the Smart Decision

    If you wouldn’t drive your car with the check engine light on, why would you operate a business without Commercial Property Insurance?   Like a car, business insurance policies need to be maintained. Don’t let an unexpected incident endanger the life of your business.

    Commercial Property Insurance is protection for your business itself, including: buildings, offices, equipment, furnishings, signage and inventory.

    Let Insurance Town and Country be the safety belt for your business.  Call us at today 303–388-7216 to schedule a policy review or request a free quote!