BOP Policy

The holiday season also means that it’s flu season. High stress, cold weather, and family gatherings make a perfect storm of germs attacking the weakened immune systems of your employees. If you’re employees are sick, it’s best that they can afford great care and stay out of the office while they are on the mend. The next month is prime time for employees to start requesting additional hours, working overtime, and coming in when they should probably just stay home so that they can save up for Christmas gifts. While your workers have good intentions when this happens, it will …

As you join your family and friends around the dinner table this Thanksgiving and give thanks for all you have, we want you to feel safe knowing that your belongings and loved ones are protected. The holidays are packed with love and excitement, but they can sometimes lead to a number of insurance claims. Below we have described some of the most common holiday insurance claims and linked to more information about the policies that we provide which protect against those kinds of claims. We hope that you don’t need to make a claim with us this holiday season, but …

At Insurance Town & Country, we pride ourselves in our customer service.  Our customers are our friends and family, they are our neighbors and the members of our professional groups.  It is our relationship with our customers, our relationship with you that drives us to work harder to make sure that your insurance policies work for your growing business.  Below we have listed several of our popular business insurance policies with a short explanation of their purposes.  If you have any questions or would like to discuss the insurance needs of your small or medium business, please contact us at …

Veteran’s Day can raise several emotions for different people,  pride, patriotism, and honor, are a few that come to mind; but for many families with loved ones deployed overseas, Veteran’s Day is a reminder of the fear and uncertainty of the safety of their sister, father, cousin, son, best friend, or significant other.  In America, we are fortunate to have a diverse population who celebrate this holiday in their own unique way.

Everyone at Insurance Town and Country wants you to thoughtfully experience Veteran’s Day this year.  Whether you make the time to speak with your loved ones based far …

Many small businesses face drastic challenges as winter begins to rear its ugly head.  For mobile companies like food trucks and taxis, snow and ice create a much more hazardous work environment.  It’s also the beginning of cold and flu season, meaning that your employees could use a comprehensive health plan to keep them on their feet and in the office.

We understand that different kinds of businesses need different kinds of business insurance, which is exactly why we offer several customizable policies to fit the specifics of your operation.  Below is a listing of our different kinds of business …

You may have Commercial General Liability Insurance, but is it the right insurance? Is it enough?

Keeping your business protected is a constant battle in today’s vicious lawsuit happy culture. Your current Commercial General Liability Insurance probably protects your business when incidents happen as a direct result of your regular operations. However, there are many situations that may require additional commercial liability policies. This article will cover three of the additional commercial liability policies most frequently needed by small businesses.

Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving…

Many of our clients have furry, four-legged, family members and ask us, “how important is pet insurance?”  We like to think that it is very important.  We love our pets and don’t want to think about how a vet bill could be a determining factor over whether we have to say goodbye to a beloved friend, however without pet insurance that is often the case.  To illustrate the necessity of our affordable pet insurance policies, let us tell you a true story of one family’s experience of an emergency veterinarian visit without pet insurance.

One morning, a teenage girl woke …