Tag Archives: boat insurance denver

Boat Launching Tips for Summer

Boat Launching Tips

Pickup truck at the end of water-a boat ramp with boat in water

When you trailer your boat to a lake, there’s only one thing between you and the water—a boat ramp! I know you’re eager to go, but be patient—you need to practice the art of boat launching first.

Some people make boat launching look easy. But it’s a touchy, tricky business, especially for new boaters. If you’ve struggled in the past, don’t give up in frustration. Practice makes progress! And with a little more experience, you’ll soon be the Captain Jack Sparrow of the boat launch.

Here are eight tips for getting your boat back to its natural …

Boat Launching Tips

Pickup truck at the end of water-a boat ramp with boat in water

When you trailer your boat to a lake, there’s only one thing between you and the water—a boat ramp! I know you’re eager to go, but be patient—you need to practice the art of boat launching first.

Some people make boat launching look easy. But it’s a touchy, tricky business, especially for new boaters. If you’ve struggled in the past, don’t give up in frustration. Practice makes progress! And with a little more experience, you’ll soon be the Captain Jack Sparrow of the boat launch.

Here are eight tips for getting your boat back to its natural habitat!

  1. Practice, practice, practice.
    With experience comes confidence. Instead of getting this experience at a crowded boat ramp with an overabundance of impatient, opinionated spectators, consider going to an empty parking lot—you can practice by backing the trailer into a parking space.
  2. Nonverbal communication is key.
    Sometimes the sounds of engines, stereos and other noises drown out verbal directions from your co-captain. Avoid this frustration by agreeing on a few common hand signals for “stop,” “left,” “right,” “start over” and “perfect.”
  3. Slow and steady’s the way to go. 
    Take a deep breath and disregard the pressure to move fast. This will only lead to mistakes. Take it slow—there isn’t a time limit—and control the majority of vehicle movement with your brake pedal.
  4. More brake, less gas.
    Backing down a ramp requires only a little gas. Instead, focus on using your brakes and checking your mirrors. For optimum maneuverability, make adjustments with your brake applied—hold the brake, turn the wheel to where you want it and then release.
  5. Consider 8-4 instead of 10-2.
    Backing up with your hands in the traditional 10-2 position is OK, but many prefer switching to 8-4 instead. With hands at the bottom of the wheel, you push in the direction that the trailer moves, which can feel more natural.
  6. Get used to different trailer sizes.
    Recognize that not all trailers and boats behave the same when being towed. Generally, a longer boat trailer is easier to back up and harder in forward turns; a shorter boat trailer is the opposite.
  7. Try correcting a jackknife before restarting.
    While holding the brakes, turn your steering wheel all the way in the opposite direction of the jackknife. Then pull forward slowly—if effective, your tow vehicle and trailer will realign.
  8. Don’t forget the guide poles. 
    Placing guide poles on your trailer will increase visibility, making it easier to maneuver. Try using them and see if they give you the confidence of a boat-launching pro!

Now that you’ve brushed up on boat launching, jump into another refresher with our blog about boat trailering.

Personal Umbrella Liability Insurance: Keeping You Dry

In the case of a catastrophic financial event, Personal Umbrella Liability Insurance could be the best line of defense you’ll ever have.

Sometimes in life things just go wrong. Let’s say that you get into a terrible car accident, you’re hurt, the other person is hurt, and on top of that, they decide to sue you. Your basic insurance policy might not cover all of the damages, the medical expenses, and the legal costs. That’s where personal umbrella liability insurance becomes important.

A personal umbrella liability insurance is a customized additional policy that extends the protection of your basic insurance …

In the case of a catastrophic financial event, Personal Umbrella Liability Insurance could be the best line of defense you’ll ever have.

Sometimes in life things just go wrong. Let’s say that you get into a terrible car accident, you’re hurt, the other person is hurt, and on top of that, they decide to sue you. Your basic insurance policy might not cover all of the damages, the medical expenses, and the legal costs. That’s where personal umbrella liability insurance becomes important.

A personal umbrella liability insurance is a customized additional policy that extends the protection of your basic insurance policies to help when a true financial crisis arises. Additionally, it may cover situations that aren’t covered at all by your basic insurance policy. Umbrella policies are meant to be flexible and match your lifestyle. You may need much more protection, depending on where you live, what you do for work, the size of your family, your hobbies, and the vehicles you drive, whether they are automobiles, boats, ATVs, or an RV. However, your current insurance policy may already provide you with a comfortable amount of coverage.  Either way, it is always a good idea to review your policy and ensure that you will be protected in the case of intense financial liability.

We at Insurance Town and Country make it our mission to see that our clients and their families are provided with ample protection at an affordable rate.  You can learn more about our Personal Umbrella Liability Insurance, click here. If you have recently experienced a change in lifestyle or just want to make sure that there aren’t gaps in your insurance coverage, give us a call at 303-388-7216, shoot us an email at contact@insurancedenver.net, or request a quote online.