Auto Insurance Commercial Auto Insurance Insurance

Auto Insurance Tips for the Collector Car Market

Take advantage of the collector car market that’s killing it

In the midst of the fall season, the “upper middle” market (cars valued between $250,000 and a million) continues its long slowdown. This year, only six of the 10 upper-middle vehicles Hagerty® inspected at public auctions sold, down from eight out of 10 in 2015. At this year’s Amelia Island’s Concours d’Elegance, 60% of vehicles were auctioned for less than current Hagerty Price Guide values.

But there’s another market that’s killing it right now: entry-level collector vehicles (valued at $50,000 or less). Nearly 85% of entry-level vehicles Hagerty inspected at public auctions sold this year, up from 75% two years ago, while only 20% of these vehicles sold for less than current Hagerty Price Guide values.

This translates to a huge opportunity for agents. Many members own “fun” cars (including cars from the ’80s, ’90s and 2000s) in addition to their daily drivers, most of which are insured on a standard auto policy. Protect the cars they love properly by placing them where they belong – on a collector car policy – and you’ll build loyalty and retention.

Ready to discuss auto insurance options for you or your business? Contact our team today at our Denver office at 303–388-7216 or our Castle Rock office at 303–688-1251. You can also send us a message any time and we’ll get back to you as soon as possible.

See a sampling of “fun” cars we protect »green-car

Auto Insurance Commercial Auto Insurance Insurance

Auto Insurance Frightful Facts from Christine

10 things that won’t kill you to know about Christine

Stephen King tachristineught us some important lessons as he ascended the throne and took his rightful place as America’s most prolific author of horror and supernatural fiction. You know, things like: don’t play any pranks on Carrie, never stay at The Shining’s Overlook Hotel (“Here’s Johnny!”), and for goodness’ sake, tread lightly when dealing with a 1958 Plymouth Fury named Christine.

King takes the classic tale of boy meets girl to frightening heights when a geeky teenager named Arnie falls head over heels in love with a red Plymouth Fury with a sketchy past. Christine falls hard for Arnie, too, which would be roses if it weren’t for one tiny detail: the car is a killing machine with a long memory and a short fuse. Moral of the story: Never underestimate the fury of a Fury that just… won’t… die.

As we hand out Halloween candy to all the miniature ghosts and goblins out there, here’s a little something for the big kids – 10 things you may not know about the original Christine movie.

Click to see and share the full list »

Auto Insurance Insurance

Get to know your Vehicle Insurance

Vehicle Thefts – The Pitfall of the Mile High City

While the city of Denver has plenty talking points to brag about, apparently vehicle theft is not one of those points. According to the National Insurance Crime Bureau, the Mile High city ranks in the top 10 on the list of metros for auto thefts with keys. This means that while most of us would think it logical to always lock our car doors, many of us are not doing so. In fact on a nationwide basis, one out of every eight car thefts last year occurred where a car was left unlocked or the keys or key fob was left inside the vehicle.

The Growing Statistics of Auto Thefts

According to the latest report from the NICB, auto thefts with keys have been a growing issue over the past several years — increasing by 31 percent — with thefts spiking in the fall and winter months. This number could possibly be on the conservative side too, considering that many people will not admit to leaving their cars unlocked or keys inside the vehicle. Even the best anti-theft technology will not help if your car is left unlocked. Thus it is not just important to having your car locked but also having a good vehicle insurance coverage that will come in handy at the most needed time of auto theft.

Below is the list of top ten metro areas for most vehicle thefts with keys from 2013–2015:

1. Las Vegas-Henderson-Paradise
2. Detroit-Warren-Dearborn
3. Atlanta-Sandy Springs-Rosewell
4. Miami-Fort Lauderdale-West Palm Beach, Fla.
5. Philadelphia-Camden-Wilmington
6. New York City-Newark-Jersey City
7. Los Angeles-Long Beach-Anaheim
8. Dallas-Fort Worth-Arlington
9. Denver-Aurora-Lakewood
10. Cleveland-Elyria

Prevention is better than Cure: The same applies to your Vehicle Insurance

Depending on your vehicle insurance, you may be covered in the case of auto theft. However, it is important to review your policy to be sure. Checking your vehicle insurance policy to make sure that valuable items stolen from the vehicle are covered by the policy could be a starting  point. Aside from securing the right insurance coverage, What else can you do?

Here are a few tips that can avert you from being a victim of Auto theft:

• ALWAYS lock your car, and take all keys with you — a small slip will cost you much.
• Set the car alarm always ‑you never know when it will come in handy.
• Keep any personal information locked up in the glove box — or take it with you when you leave the car.
• Never leave your car running unlocked. This can be tempting during the winter months, but it only takes a few seconds for a new driver to take your place.

Call Insurance Town & Country today and speak with one of our insurance professionals. We can discuss the needs of your teenage drivers and which insurance policies are best for them. We have offices in Denver (303–388-7216) and Castle Rock (303–688-1251). Call us today to schedule your consultation!

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